CenterPoint Securities fees & pricing
Complete commission schedule, margin tier ladder, cash-sweep yield, and PFOF stance.
Last reviewed May 13, 2026
Full fee schedule
Every documented CenterPoint Securities fee, grouped by category. Green = competitive; red = negative outlier; neutral = market-rate.
| Category | Item | Price | Notes |
|---|---|---|---|
| Stocks & ETFs | US stocks — < 500K shares/month | $0.0030 / share | No order minimum |
| Stocks & ETFs | US stocks — 10M–20M shares/month | $0.0010 / share | — |
| Stocks & ETFs | US stocks — > 20M shares/month | Negotiable | — |
| Options | Options — < 10,000 contracts/month | $0.50 / contract | — |
| Options | Options — > 100,000 contracts/month | $0.20 / contract | — |
| Options | SPX index fee | +$0.60 / contract | Other indices +$0.40 (pass-through) |
| Account & service fees | CenterPoint Pro (DAS) platform fee | $120 / month | Waived at 250K shares or 1,000 options contracts/month |
| Account & service fees | CenterPoint Web platform fee | $20 / month | Waived at 20K shares or 100 options contracts/month |
| Account & service fees | Standard market data bundle | $18 / month (non-pro) | $63 pro; Premium bundle (incl. OTC) $68/$148 |
| Account & service fees | Locate fees (HTB shorts) | Per-stock / per-day; $15/day free credit | Equity-tier discounts: 15% / 20% / 25% / 30% at $50K / $100K / $250K / $1M+ |
| Account & service fees | Inactivity fee | $25 / month | If zero securities transactions |
| Account & service fees | Domestic wire (out) | $25 | — |
| Account & service fees | International wire (out) | $50 | — |
| Account & service fees | Full ACAT (out) | ~$100 | — |
| Account & service fees | Broker-assisted trade | $0.0095 / share ($20 min) | — |
| Cash sweep | Cash interest | No interest on first $30K; up to ~3.00% APY above | — |
| Margin | Margin rate | Tier table effective 12/15/2025 — not publicly indexed | Call 844-811-0118 for current schedule |
PFOF: Does not accept payment for order flow on equities; does not accept PFOF on options. CenterPoint does NOT accept PFOF — orders are routed for execution quality, not internalization rebates. Transparent route table at centerpointsecurities.com/routes/.
Margin rates by debit balance
Step-line — rate is constant within each tier. Overlay shows every other broker we’ve reviewed for context. Lower is better.
See margin tiers as a table
| Debit balance | Rate (APR) | Notes |
|---|---|---|
| ≥ $0 | 8.000% | Estimated. CenterPoint does not publish a public margin schedule; tier table effective 12/15/2025 is available by phone only. |