Head-to-head comparison across ratings, fees, asset coverage, and platform breadth.
4.1 / 5
Best-in-class short-locate inventory for active day traders and short sellers. Now a Clear Street division with ~8,000 ETB names, an in-house HTB desk sourcing 100M+ shares/month, 40+ DMA routes, and no PFOF. $30K minimum; not for beginners or buy-and-hold.
4.3 / 5
Best mobile-first broker for beginners, casual options traders, IRA contributors who want a 3% match, and 24-hour stock access. Significant gaps in OTC, mutual funds, and bonds.
Each broker scored 0–5 across the same 8 dimensions.
Green cells mark the winner on each metric. Tie rows are uncoloured.
| Metric | CenterPoint | Robinhood | Winner |
|---|---|---|---|
| OverallEditorial score | 4.10 / 5 | 4.30 / 5 | Robinhood |
| Sub-ratingsCommissions & fees | 4.00 | 5.00 | Robinhood |
| Sub-ratingsPlatforms & tools | 4.50 | 4.00 | CenterPoint |
| Sub-ratingsMobile app | 2.00 | 5.00 | Robinhood |
| Sub-ratingsResearch | 3.00 | 3.50 | Robinhood |
| Sub-ratingsEducation | 2.50 | 3.50 | Robinhood |
| Sub-ratingsCustomer service | 4.30 | 3.80 | CenterPoint |
| Sub-ratingsRange of investments | 2.50 | 3.50 | Robinhood |
| Sub-ratingsActive trading | 5.00 | 4.00 | CenterPoint |
| PricingLowest margin rate | 8.00% | 5.00% | Robinhood |
| PricingDefault cash sweep yield | — | 3.35% | Robinhood |
| PricingPFOF on equities | Does not accept | Accepts | CenterPoint |
| Asset class | CenterPoint | Robinhood |
|---|---|---|
| OTC / Pink Sheets | Yes | |
| Fractional shares | No | Yes |
| Listed options (single + multi-leg) | Yes | |
| US Treasuries / bonds | No | |
| Futures | No | Yes |
| Crypto (direct) | No | Yes |
| International stocks | Limited | |
| IRAs (limited) | Limited | |
| 24-hour overnight equity trading | No | Yes |
| Hard-to-borrow short locates | Yes | |
| OTC / Pink Sheets / OTCQX / OTCQB | No | |
| Options (equity, ETF, index) | Yes | |
| Bonds | No | |
| International stocks (from US) | No | |
| IPOs | Yes | |
| Prediction markets | Yes |