Head-to-head comparison across ratings, fees, asset coverage, and platform breadth.
Public.com
4.3 / 5
Strongest modern multi-asset broker for self-directed investors who want stocks, ETFs, options, bonds, Treasuries, crypto, IRAs, and 3.30% APY cash in one AI-native app. Unique options rebate, 6.07% Bond Account, and Agents — the first agentic-AI brokerage.
Last reviewed May 13, 2026Data may be outdated — verify rates before acting
Robinhood
4.3 / 5
Best mobile-first broker for beginners, casual options traders, IRA contributors who want a 3% match, and 24-hour stock access. Significant gaps in OTC, mutual funds, and bonds.
Last reviewed May 13, 2026Data may be outdated — verify rates before acting
Sub-rating overlap
Each broker scored 0–5 across the same 8 dimensions.
Detailed comparison
Green cells mark the winner on each metric. Tie rows are uncoloured.
Metric
Public.com
Robinhood
Winner
OverallEditorial score
4.30 / 5
4.30 / 5
Tie
Sub-ratingsCommissions & fees
4.70
5.00
Robinhood
Sub-ratingsPlatforms & tools
4.00
4.00
Tie
Sub-ratingsMobile app
4.70
5.00
Robinhood
Sub-ratingsResearch
3.50
3.50
Tie
Sub-ratingsEducation
4.00
3.50
Public.com
Sub-ratingsCustomer service
3.00
3.80
Robinhood
Sub-ratingsRange of investments
4.00
3.50
Public.com
Sub-ratingsActive trading
3.50
4.00
Robinhood
PricingLowest margin rate
3.95%
5.00%
Public.com
PricingDefault cash sweep yield
3.30%
3.35%
Robinhood
PricingPFOF on equities
Accepts
Accepts
Tie
Where they differ on asset coverage
Asset class
Public.com
Robinhood
US stocks (NYSE/Nasdaq)
Yes
OTC stocks
Limited
Equity / ETF options (single + multi-leg)
Yes
Index options (SPX, NDX, VIX, XSP, CBTX)
Yes
US Treasuries
Yes
Corporate bonds (Bond Account)
Yes
Futures
No
Yes
Crypto IRA
Yes
International stocks
Limited
Alternative assets (Otis)
Yes
Direct Indexing Account
Yes
24-hour overnight equity trading
No
Yes
US stocks (NYSE/Nasdaq/AMEX)
Yes
OTC / Pink Sheets / OTCQX / OTCQB
No
Options (equity, ETF, index)
Yes
Bonds
No
International stocks (from US)
No
Prediction markets
Yes
Public.com strengths
Industry-low retail margin starter — 4.90% on debits under $50K; drops to 3.95% above $50M
Only options rebate program in US retail — $0.06–$0.18 per stock/ETF contract back (50% of PFOF revenue)
Bond Account: 6.07% yield-to-worst across 10 diversified corporate bonds, $1,000 minimum, monthly interest
Agents (launched March 31, 2026) — first agentic-AI brokerage with prompt-driven automated trading workflows
High-Yield Cash Account: 3.30% APY with no subscription, no minimum, $5M FDIC sweep across partner-bank network
Uncapped 1% match on portfolio transfers/IRA rollovers (5-year hold); 1% match on annual IRA contributions
Robinhood strengths
$0 commission on stocks, ETFs, and options — including no per-contract options fee
3% IRA match for Gold members (1% standard) on Traditional/Roth/Rollover IRAs
Robinhood Legend desktop platform with 90+ indicators, futures ladder, Cortex AI
24/5 trading on ~900 stocks and ETFs via Blue Ocean ATS — clean UX
Cleanest mobile onboarding in retail brokerage; fractional shares from $1
Crypto coverage: ~20 coins with staking + Robinhood Wallet self-custody