Interactive Brokers fees & pricing
Complete commission schedule, margin tier ladder, cash-sweep yield, and PFOF stance.
Last reviewed May 13, 2026
Full fee schedule
Every documented Interactive Brokers fee, grouped by category. Green = competitive; red = negative outlier; neutral = market-rate.
| Category | Item | Price | Notes |
|---|---|---|---|
| Stocks & ETFs | US stock / ETF (Lite) | $0 | PFOF-routed |
| Stocks & ETFs | US stock / ETF (Pro Fixed) | $0.005/share | $1 min, 1% max |
| Stocks & ETFs | US stock / ETF (Pro Tiered) | $0.0035 → $0.0005/share | $0.35 min; volume tiers |
| Options | Options per contract | $0.15–$0.65 | Premium-based volume tiers |
| Futures | Futures per contract | $0.85 → $0.25 | Volume tiers |
| Crypto | Crypto commission | 0.12–0.18% of trade | $1.75 min, 1% max; transparent — no spread markup |
| Bonds | US Treasuries | $5 + 0.002% | — |
| Mutual funds | Mutual funds — transaction-fee | $14.95 per buy | 8,800+ NTF available |
| Forex | Forex | 0.08–0.20 bps | $2 min; tiered to 0.08 bps |
| Margin | Margin (Pro USD, blended) | 5.83% – 6.83% | As of May 7, 2026 |
| Account & service fees | Outbound ACAT | $0 | — |
| Account & service fees | Wire withdrawal | 1 free/month, then varies | — |
| Account & service fees | Inactivity fee | $0 | Abolished firm-wide in 2021 |
PFOF: Does not accept payment for order flow on equities; does not accept PFOF on options. IBKR Pro does NOT accept PFOF. IBKR Lite uses PFOF on equity routing.
Margin rates by debit balance
Step-line — rate is constant within each tier. Overlay shows every other broker we’ve reviewed for context. Lower is better.
See margin tiers as a table
| Debit balance | Rate (APR) | Notes |
|---|---|---|
| ≥ $0 | 6.830% | Pro USD blended, May 7, 2026 |
| ≥ $100,000 | 6.330% | — |
| ≥ $1,000,000 | 5.830% | — |
Cash sweep
Default cash sweep
4.33%(IBKR Pro cash interest)
Pro pays benchmark – 0.5% on settled cash above $10,000 (proportional accrual below $100K NAV). Lite pays benchmark – 1.5%.
As of May 7, 2026